DisclaimersDisclaimers
intellectual property rights
These website and software are the property of one or more of the entities within the AXA Group (AXA). AXA owns all intellectual property rights in these materials. No part of these materials may be modified, reproduced, stored in a retrieval system, transmitted, copied, distributed or used in any other way for commercial or public purposes without the prior written permission of the AXA Group. All rights reserved.
Linked Websites
ipac is not responsible for the contents available on or the set-up of any other websites linked to this site. Access to and use of such other websites is at the user's own risk and subject to any terms and conditions applicable to such access/use. By providing hyperlinks to other websites, ipac shall not be deemed to endorse, recommend, approve, guarantee or introduce any third parties or the service/products they provide on their web site, or have any form of cooperation with such third parties and web sites. ipac is not a party to any contractual arrangements entered into between you and the provider of the external website unless otherwise expressly specified or agreed to by ipac.
Transmitting over The Internet
Due to the nature of the Internet transactions may be subject to interruption, transmission blackout, delayed transmission and incorrect data transmission. ipac is not liable for malfunctions in communications facilities not under its control that may affect the accuracy or timeliness of information you inputted.
Downloading
We do not represent or warrant that the website will be available and meet your requirements, that access will not be interrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties. We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Site.
By accessing this site and any of its pages you are agreeing the terms and conditions set out above.