Managed Investments

Too many choices

The number of managed investments available has grown at an incredible pace in the last few years. There are currently over 600 unit trusts and investment-linked funds available in Singapore. Although an increasing number of investors are buying into managed funds, few are doing so the right way or for the right reasons.

 
Direct vs Managed Investments

Why should you invest in managed funds? Is it better to make direct investments in stocks and bonds? If you prefer to exercise full control over your investment portfolio and enjoy the thrill of trading stocks, then you may find managed funds a little dull. But with direct investments, you have to be able to take roller coaster rides.

There are several distinct advantages of managed investments which you can benefit from:

~ Higher Diversification at a Lower Initial Capital
~ Access Overseas Markets and Funds that are difficult to Access
~ Let the experts manage your funds full-time

Common Mistakes in Selecting A Managed Fund

~ Do not select funds merely based on past returns
~ Consider your unique circumstances and financial objectives before making the investment.
~ Scrutinise individual managed funds to assess which fits you.

Selecting A Fund

~ Know your current financial circumstanced, future goals and financial risk tolerance
~ Do your homework. Know the price, quality, and risk level of the Fund's underlying assets
~ Know the Fund Manager. Check on the people, process and investment style
~ Know your portfolio strategy, such as your asset allocation

Make well-informed investment decisions

It is critical that you carefully draw up an investment strategy before you decide on what and how much to invest. You should also keep up-to-date with market movements, legislative changes and all the paperwork.

A competent, independent and neutral licensed adviser can help you put in place an investment strategy that can preserve and grow your wealth. The adviser will map out a strategy that is appropriate for your current circumstances and future lifestyle goals.

Start a partnership with your licensed adviser and you can reap the rewards of investing strategically.

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