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' ipac's no-nonsense approach
is a refreshing change from other financial service
providers'.
The advice was simple, logical and based on the
fundamentals of saving for the future and reducing
your tax expenses.
I will be recommending ipac to my colleagues and
friends. ' |
| ~
Peter Gallagher |
|
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'
ipac have proven to be an extremely
professional, knowledgeable and likeable group of
advisers.
They have approached our dealings in a consultative
and non-pressurised manner which has eventually
led me to becoming a customer – despite being
very happy with my current supplier! |
|
I would have no hesitation in recommending ipac
and I am sure our relationship will go from strength
to strength. ' |
~
Michael J Drake
Regional General Manager
TNT Express Worldwide (S) Pte Ltd |
|
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'
I've been an expatriate for 7 years in Singapore
and as I prepare to return home, I realised I needed
to think about ways to invest my money and minimise
my tax exposure. I found that ipac
provided me with some great tools and advice. I
particularly liked the 'why-why' questioning to
help me understand my goals. The simulations helped
me connect that to the investment choices I could
make. |
|
Thanks to the ipac family.' |
| ~
Therese Wales |
|
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'
The meetings we had with ipac were
very insightful. They helped put things in perspective
and gave us a good overall picture of our financial
standing. We really value the objective advices
that ipac has given us.
We are also glad that we gained more awareness on
proper financial planning while we are still young,
and not end up having to worry and panic towards
retirement age. |
My husband and I definitely want to make good use
of our liquid assets, now that we know how the money
can give us a good headstart.
Thank you ipac. This certainly
marks the beginning of a long-term relationship.' |
| ~
Tan Yih Sze |
|
|
'
After a number of years travelling the world I realised
that I had accumulated quite a lot of knowledge
of investments and markets but had diminished time
to use that knowledge. One area where the knowledge
was understanding the realities of investments beginning
with the basics of risk, return and investment horizon.
Whilst I had once studied and applied these principles
in my personal investments I now looked for an adviser
to take over those duties for me. |
The most important feature of choosing an adviser
was ensuring that they understood my financial status
and aspirations and were prepared to work with me
to obtain my long and short term goals.
I wasn’t looking for miracles and ipac
didn’t promise them—that’s why
I’m their client today ' |
| ~
Daryl Kennedy |
|
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'
The process of defining family goals and then working
out what needs to be done to secure these has been
invaluable. The life time model is useful because
it allows the client to assess different scenarios,
with best and worst case income levels. Now that
we have defined our financial goals, ipac
will also help us not only to track progress, but
also to update our financial plan if our circumstances
change.
Thanks Roy for guiding us through this process.
' |
| ~
Gabriela Domicelj |
|
|
'
Being in the financial services arena myself, I
thought for a long time that I should be able to
do my own financial planning. The reality is, I
don’t have the time! It took me years to realize
that.
Roy has provided the right structure for thinking
through priorities, the coaching needed to actually
implement the plan and the gentle reminders to keep
working at it. |
|
He really has provided a strong foundation to help
my husband and me set and achieve our financial
plan, particularly taking into account the opportunities
available to us while we are both working overseas
from our home country, Australia.' |
| ~
Annette King |
|
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'
We had known Roy for many years before he ventured
into the new field of financial planning. When he
did so, we were reassured at having someone as competent
and trustworthy as Roy to help us navigate the perils
of retirement planning. We had a lot to learn about
our options as long-term expats whose eventual retirement
home is uncertain, and we still do.
When Roy joined ipac, we had to
decide whether to do without Roy’s help or
sign on with ipac. Our decision
to become ipac clients is one we
haven’t regretted. ' |
| ~
Arthur and Judith Lindley |
|
| |
